PennyMac Holdings, LLC 6101 Condor Push Moorpark, California 93021 Desire: Pamela berlain Contact number: (805) 330-6059/ (818) 746-2877 E-mail: ******; (b) Borrower HEREBY WAIVES Demo By JURY. Debtor HEREBY IRREVOCABLY CONSENTS For the Exclusive Jurisdiction Of every Judge Of State Of new YORK, Or even in The